As parents, it’s our duty to say “no” and to teach children that things are earned. But even if our “no” comes from a place of wisdom, there are times we wish we could say “yes.” So what’s the best way to handle it when you want to give your child something but can’t due to financial reasons? Counselling psychologist Dr Stephanie Borg Bartolo explains.

When women become mothers and opt to reduce their working hours or take on certain family-friendly measures – they are (sometimes) unknowingly placing themselves at a financial disadvantage: they will not be entitled to a full retirement pension in future... And nobody is telling them.

Children grow out of their clothes fast and often stain or rip their favourite garments. So is it worth spending money on their clothes?